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Specialized Merchant Financing

Leaders Credit Union partners with technology provider, LoanStar, to offer Forward Pass: Financing by Leaders Credit Union: a low cost to merchant, consumer-friendly payment program to help local providers like you grow your business.
Forward Pass
Simple, straightforward financing for your customers

Our program is locally managed, offers competitive rates, and is delivered on an easy-to-use web platform. Forward Pass will position you ahead of your competitors and will allow you to compete with big-box service providers.


Your customers can conveniently apply via text message link and receive a same-day approval. Local lending allows flexibility to offer higher loan approvals, coupled with the Leaders Credit Union brand that the community knows and trusts.


Program Offerings, Benefits, & Features

• Competitive local credit union loans
• Free tools to help increase average ticket price with low monthly payments
• A consumer-friendly alternative to credit cards and finance company programs


• Quote a monthly payment
• Easily invite customers to apply via email or text message
• Complete an application on any device
• Weblink to a live credit application to your website (optional)
• Generate custom price-tags for positioning payments in your office


• Fees as low as 3% of loan origination
• 24/7 online application process
• Fully branded consumer-facing experience
• Easy to use, fully online process
• No need for customers to visit a Leaders branch
• Paperless and e-signable loan documents
• Fast funding process via ACH or direct deposit into your account

Frequently Asked Questions about
Payment Plans

  • Financing helps you provide goods and services to your customers when they need it, at payments they can afford.
  • We offer a low cost program with highly competitive rates and terms.

Invite your customers to fill out an application using email or SMS through your web portal.



  1. Your customer fills out a short form on their smartphone, tablet or computer.
  2. The application is sent directly to Leaders Credit Union for same-day approval.
  3. The customer receives a notice of approval with monthly payment amounts.
  4. Proceeds funded directly to you.




It's easy to get started with ForwardPass: Financing by Leaders Credit Union and you will love using the LoanStar system. Check out these videos and reach out to us once you're ready to increase your revenue. 

Ready to get started?

Diane Abbott

Diane Abbott

AVP of Merchant Lending
731 664.1784 ext. 1327