Own YourDreams

Home or road, we'll get you there.

You’ve been thinking about what’s next. Whether that's a new vehicle, adventure, or dream home, Leaders Credit Union is ready to help you own it. Get competitive rates, flexible options, and a financial champion in your corner every step of the way.

Own Your Road

New and Used Auto Loans

You found the car. Now let's find a payment that works. Whether you're buying your first ride or finally upgrading, Leaders makes the road to ownership a smooth one.

Rates as low as 4.49% APR¹
Flexible terms up to 96 months
Easy online application — get a decision fast

Own Your Home

Home Loans

Whether you're buying your first place or forever home, this is the start of your next chapter. Our Mortgage Champions are here to guide you from application to closing, with loan options built just for you.

FHA, VA, USDA, THDA, and conventional loans available
Low and no down payment options
Local mortgage team, local decisions

LET'S GET YOU HOME

Own Your Adventure

Powersports, ATV, and Boat Loans

If your dream is hitting the lake or trails this summer, fund the adventure with a loan built for all the ways you want to spend your weekends.

Financing for ATVs, boats, motorcycles, and more
Competitive rates and flexible terms
Apply online or in-branch

Own Your Lifestyle

Home Equity Line of Credit (HELOC)

You've built equity in your home, now it's time to let it work for you. A HELOC gives you the freedom to use your home's value for anything you can dream up. Take the next step towards something bigger.

Rates as low as 6.49% APR² with local servicing
Flexible access to your home's equity
Use it for renovations, repairs, or major purchases

Own Your Freedom

Auto Loan Refinance

Is your current car payment higher than you'd like? Maybe it's time to take a second look. Refinancing could lower your rate and reduce your monthly payment to put cash back in your pocket.

Refinance your existing auto loan
Cash-out options available
Quick and easy online application

Ready to Own Your Dreams?

Apply Online or In-Branch

Start with a quick online application or stop by one of our branches to start your journey.

Meet Your Financial Champion

We'll walk you through your options, and make sure you feel confident every step of the way.

Own Your Dreams

From the driveway to the front porch, we've got you! Your dream is closer than you think.

Home or road, we'll get you there!

Disclosures

1. - APR = Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “New & Used Auto rates as low as 4.49% APR” apply to well-qualified applicants with credit scores of 760, loan terms of 36 months and vehicles with less than 80,000 miles. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Not all applicants will qualify for the lowest rate.

Other restrictions may apply.

Loan rate effective as of 09/29/2026, and is subject to change without notice. Payment Example: 36 monthly payments of approximately $29.80 per $1,000 borrowed at 4.49% APR.

2. – Annual Percentage Rates (APR) are subject to change without notice. "Rates as low as" 6.49% APR is a special 36-month promotional rate effective as of 04.01.2025. After the first 36-months the rate will return to a variable rate. Standard rates are variable. Promotional and standard rates are subject to credit approval. APR may vary based on Wall Street Journal Prime (current rate is 7.00%) and is subject to change with market conditions. Home Equity Line of Credit rates are calculated at Prime plus a margin. Margins remain the same for the life of the loan and can range from 0.25% APR - 6% APR. APR is based on credit scores and/or combined loan to value ratio and can range from no less than 3.25% or more than 18%. Closing cost based on credit line amount. Home Equity Line of Credit payments are based on the previous month’s principal balance on the last business day of the month. Payments recalculate if a draw occurs during the month. The minimum monthly payment amount is $100. Homeowner's insurance is required. All loans subject to credit approval. Additional terms, conditions, and restrictions apply and may change without notice.