Happy family celebrating their Compass Credit Card at Leaders

More to Celebrate

Shop With Confidence. Reward What Matters.

The holidays are for the people and moments you love most. The last thing you need is stress about your spending, your security, or whether your card is working as hard as you are. Leaders Credit Union has the cards, the features, and the protection to make this your best season yet. Shop confidently, earn generously, and celebrate everything that matters.

More Back in Your Pocket

Unlimited Cash Back with Compass Black

With Compass Black World Elite Mastercard®, every purchase puts money back in your pocket. No categories to track. No limits to hit. Just unlimited cash back on everything you buy this season.

Earn unlimited 3% cash back for the first 12 months with direct deposit¹
Earn unlimited 2% cash back after the intro period
0% intro APR² for the first 6 months³
No annual fee

Happy couple getting more cash back with Compass Black from Leaders

More Rewards for What Matters

Points on Every Purchase with Compass Rewards

Not every reward looks like cash. Sometimes it's a gift card for someone you love or credit for a trip you've been putting off. Compass Rewards World Mastercard® turns your everyday spending into points you can use for the things that matter most.

Earn 1.25 points for every $1 spent
0% introductory APR for the first 12 months⁴
Redeem for travel, gift cards, merchandise, and more
No annual fee

Happy family shopping and rewarding what matters with Compass Rewards from Leaders

More Control at Your Fingertips

Compass Card Controls inside our App

Shopping season means more transactions, more receipts, and more chances for something to slip through the cracks. Card Controls puts you in charge of every swipe, tap, and purchase right from your phone.

Lock and unlock your card instantly
Set spending limits and transaction alerts
Monitor recent and pending transactions in real time
Manage debit and credit cards in one place

Young lady enjoying control her cards with Leaders CU Mobile App

More Confidence Every Day

Fraud Protection and Awareness

The holidays are the busiest season for scammers too. Leaders is committed to keeping your accounts safe so you can shop, give, and celebrate without looking over your shoulder.

Digital tools to keep your accounts safe
Dedicated fraud awareness resources
A local team ready to help if something doesn't look right
Remember to stop, slow down, and think before you act

Happy older man with grandkid not worried about fraud because of protection from Leaders

Celebrate more this season!

Choose Your Card

Cash back or points? Pick the Compass card that fits the way you spend and apply online in minutes.

Set Up Card Controls

Download our Mobile App and set up your alerts and limits before the shopping rush begins.

Shop and Celebrate

Spend confidently knowing your financial champion is working for you all season long.

Shop with confidence and reward what matters.

Disclosures

1. - Earn 3% cash back on all purchases for the first 12 months from the date of account opening. After that, you will earn 2% cash back on all purchases. Offer is only valid for new cards and for members with direct deposit with Leaders Credit Union. Credit card and direct deposit must be associated with the same membership.

2. - APR=Annual Percentage Rate, the cost of your credit as a yearly rate. As of Oct. 1, 2022, variable interest rates will be determined by creditworthiness and is indexed to WSJ Prime Rate plus 14.90%-20.90%. A transfer fee of 2% or $10, whichever is greater, will be applied. However, during the introductory period, the transfer fee will be 5% or $10, whichever is greater. A cash advance fee of 3% or $10, whichever is greater, will be applied. A foreign transaction fee of 1.00% of each transaction in U.S. dollars will be applied. At the end of the introductory period, the APR for all new and outstanding purchases, transfer balances and cash advances will be a variable rate. The APR for Compass Black credit cards is subject to credit application and approval. Not all applicants will qualify. Penalty APR is 27.99%.

3. - The 0% Introductory APR on Compass Black is valid for the first six months from the date of account opening. To be eligible, you cannot have opened another Compass Rewards or Compass Black card within the last 36 months and receive 0% for six months. However, you will be eligible for the 3% bonus for 12 months.

4. - The 0% Introductory APR on Compass Rewards is valid for the first 12 months from the date of account opening. To be eligible, you cannot have opened another Compass Rewards or Compass Black card within the last 36 months and receive 0% for 12 months. A transfer fee of 2% or $10, whichever is greater, will be applied. However, during the introductory period the transfer fee will be 5% or $10, whichever is greater. A cash advance fee of 3% or $10, whichever is greater, will be applied. At the end of the introductory period, the APR for all new and outstanding purchases, transfer balances and cash advances will be a variable rate. As of Oct. 1, 2022, variable interest rates will be determined by creditworthiness and is indexed to WSJ Prime Rate plus 6.90%-18.90%. The APR for Compass Rewards credit cards is subject to credit application and approval. Not all applicants will qualify. Penalty APR is 27.99%.