1. - APY = Annual Percentage Yield. Forward Plus High Yield Savings: 3.50% APY effective 10/01/2025. This account offers the flexibility of no minimum opening balance requirement and no minimum to earn dividends. Maintaining a minimum balance is unnecessary to avoid service charges. Interest accrual extends up to a maximum of five million dollars.
2. - Fast Forward Savings: 5.00% APY effective 03/01/2024. In order to qualify to receive interest for the month, the member must not withdraw from the account and have at least one (1) deposit for at least $20 (not including the interest from the account). If the member withdraws from the account, the member will not receive interest for the month. One FREE withdrawal per month, additional withdrawals are subject to a $5 fee. Account limited to one per membership.
3. - Champion Rewards - Not all applicants will qualify. Subject to membership in good standing and no inquiries from other financial institutions. To qualify for 4.00% APY, member must have at least one direct deposit per month, be enrolled in e-Statements, and complete 15 transactions with their Leaders debit Mastercard each month. If monthly requirements are not met, account earns 0.05% APY. Debits must post during calendar month to receive high-interest yield. ATM fee refund cap of $15 per month. Deposits over $15,000 for qualified accounts will earn 2.00% APY up to a limit of $250,000.
4. - 4.25% APY Certificate Specials
12-Month Certificate Special - For a limited time only. At maturity, the 12-Month Certificate Special will automatically renew as a 12-Month Certificate at the prevailing rate in effect at that time. This offer applies to new money only, defined as funds that have not been on deposit with us within the last 30 days. Existing members who do not have an existing checking account will be eligible for the Special Certificate if they open a new checking account.
24-Month Certificate Special - For a limited time only. At maturity, the 24-Month Certificate Special will automatically renew as a 24-Month Certificate at the prevailing rate in effect at that time. This offer applies to new money only, defined as funds that have not been on deposit with us within the last 30 days. Existing members who do not have an existing checking account will be eligible for the Special Certificate if they open a new checking account.
36-Month Certificate Special - For a limited time only. At maturity, the 36-Month Certificate Special will automatically renew as a 36-Month Certificate at the prevailing rate in effect at that time. This offer applies to new money only, defined as funds that have not been on deposit with us within the last 30 days. Existing members who do not have an existing checking account will be eligible for the Special Certificate if they open a new checking account.
5. - 11-Month Certificate Special – For a limited time only. At maturity, the 11-Month Certificate Special will automatically renew as a 12-Month Term Share Certificate.
6. - Welcome Certificate Specials – The Welcome Certificate Special must be opened within 60 days after the member joins the credit union. After that, a member is ineligible for this special. The Welcome Certificate Special is for 12 months and each person is entitled to only one welcome certificate, even if the person has more than one membership account. The maximum permitted deposit and balance is $5,000.00. At maturity, the Welcome Certificate Special will automatically renew as a 12 Month Certificate at the then-current rate.
For full disclosures, please access our Rates Disclosures for consumers or business.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
