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Women with umbrella enjoying looking at her high certificate rate

Lock it in or let it Roll

Lock in your money with a fixed-rate certificate or let it roll with a variable rate Forward Flex certificate that tracks with the market. Rest assured you’re getting the best rate on your money—currently as high as 3.5% APY

Rates are rising, earn more on what’s yours. See current rates.

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Forward Flex
24 month variable rate certificate special

If you're tired of rate shopping, this is the certificate for you. 


  • Flexible rate currently earning 3.25% APY¹
  • Rates tied to Fed funds and may change monthly
  • As high as 4.5% APY
Rates are rising, earn more on what's yours. Open your Forward Flex certificate today!
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Other Specials
Earn a high fixed rate return

Right now you can earn 3.5% APY¹ with our 18-month certificate special. 


  • Safe and secure with guaranteed returns
  • $1,000 minimum to open and no maximum
  • 9, 13, and 18 month options available

We've been championing the community for 65 years. Let us champion your financial story. Open your high-rate certificate today!

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Pick the term that's right for you
You ought to have options to meet your financial goals, and we're absolutely happy to help. Don't settle for less. Open your certificate today!
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Looking for more liquidity? Check out our Champion High-Yield Savings.

Term Length
Percent Earned
Term Length
24 Month Forward Flex
Percent Earned
3.25% APY¹
Term Length
18 Month
Percent Earned
3.50% APY¹
Term Length
13 Month
Percent Earned
2.25% APY¹
Term Length
9 Month
Percent Earned
2.00% APY¹
How Do I Become a Member?
Apply for Membership
Apply online or in-person at one of our convenient branch locations.
Enjoy the Benefits
Great rates, friendly service, and free tools to guide you on your financial journey.
Achieve Financial Freedom
We are absolutely happy to help move your goals forward.
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[1] - APY= Annual Percentage Yield. For a limited time only. The Forward Flex Certificate is for 24 months and has a variable rate based on the Fed Funds rate. The Annual Percentage Yield of 3.25% is accurate as of 10/1/2022 and may change monthly at the beginning of the next dividend cycle. The APY is subject to a ceiling of 4.5% and a floor of 0.75%. Funds are locked with normal early withdrawal penalty. At maturity, the Forward Flex Certificate will automatically renew as a 24 Month Term Share Certificate. At maturity, the 18-month Certificate Special will automatically renew as a 12-month Term Share Certificate. 13-month Certificate Special will renew as a 12-month Term Share Certificate. 9-month Certificate Special will renew as a 6-month Term Share Certificate. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. Government Agency.