More Rewarding

Earn more on what's yours with our 4.00% APY¹ checking and savings, and 2% cash back cash back credit card. Our most rewarding accounts put your money to work for you, opening possibilities – every day.

2% APY Checking

With our Champion Rewards Checking,¹ you’ll have all the convenience of online and mobile checking while earning dividends on your balance and reimbursement for foreign ATM fees.

Earn up to 4.00% APY on your balance
Free debit Mastercard^®
Get reimbursed for up to $15 per month in foreign ATM fees

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2% APY Savings

It’s time to jump-start your savings with tiered dividends to help you grow your balance quickly. Automate your savings to achieve your financial goals with our Fast Forward Savings.²

Earn up to 5.00% APY on your first $4,999.99 of savings
No minimum balance to earn dividends
Automate savings via payroll deduction

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2% Cash Back Credit Card

Get cash back rewards for every purchase with our Compass Black VISA^® Signature.³ You’ll earn our biggest rewards on your purchases.

Earn 2% cash back on all purchases
0% Intro APR for the first 15 months
No annual fee

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Members Earn More

Better rates are your reward for membership.

You can earn up to 4.00% APY¹ on your checking and savings, and 2% cash back on your credit card with Leaders. Are you getting rates this high at your current financial institution?

UP TO 4.00% APY 1

How Do I Become a Member?

Apply for Membership

Apply online or in-person at one of our convenient branch locations.

Enjoy the Benefits

Great rates, friendly service, and free tools to guide you on your financial journey.

Achieve Financial Freedom

We are absolutely happy to help move your goals forward.

Disclosures

1. - APY= Annual Percentage Yield. Rates accurate as of 04/01/2025 and are subject to change.

Rewards Checking — Not all applicants will qualify. Subject to membership in good standing and no inquiries from other financial institutions. To qualify for 4.00% APY, member must have at least one direct deposit per month, be enrolled in eStatements, and complete 15 transactions with their Leaders debit Mastercard® each month. If monthly requirements are not met, account earns 0.05% APY. Debits must post during calendar month to receive high-interest yield. ATM fee refund cap of $15 per month. Deposits over $15,000 for qualified accounts will earn 0.20% APY.

2. - Fast Forward Savings — In order to qualify to receive interest for the month, the member must not withdraw from the account and have at least one (1) deposit for at least $20.00 (not including the interest from the account). If the member withdraws from the account, the member will not receive interest for the month. One FREE withdrawal per month, additional withdrawals are subject to a $5 fee. Account limited to one per membership.

3. - Compass Black VISA® Signature — As of Oct. 1, 2022, variable interest rates will be determined by creditworthiness and is indexed to WSJ Prime Rate plus 14.90%-20.90% for the Compass Black. A transfer fee of 2% or $10 whichever is greater will be applied. A cash advance fee of 3% or $10 whichever is greater will be applied. A foreign transaction fee of 1.00% of each transaction in U.S. dollars will be applied. At the end of the introductory period, the APR for all new and outstanding purchase transfer balances and cash advances will be a variable rate. The APY for Compass Black Visa® Signature credit cards are subject to credit application and approval. Not all applicants will qualify. Applicants under age 21 may require a co-applicant. Penalty APR is 27.99%.

Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. Government Agency.